This Page is to File a Dispute or Contest your Results

Dispute Resolution or Request for Results Copy

By submitting your Dispute Form to LTS/HRTS or otherwise disputing your consumer report information with LTS/HRTS, please understand that you are certifying to LTS/HRTS that: (i) you are the individual consumer whose information you are disputing; (ii) the personal and contact information you provide is complete and accurate to the best of your knowledge; (iii) the information you are disputing is inaccurate or incomplete; and (iv) you understand that you may contact LTS/HRTS Customer Service Department at any time to ask questions about the Dispute Form and the dispute process (including the ability to submit your dispute by telephone or regular mail). If you are unable to access or complete the form, if you would prefer to submit your dispute by telephone or regular mail, or if you require additional assistance, please contact LTS/HRTS Customer Service.


Additional Information

The federal Fair Credit Reporting Act: Summary of Your Rights Under the FCRA

For additional information about privacy or consumer reporting, visit the following websites:

California Office of Privacy Protection: www.privacy.ca.gov
Consumer Data Industry Association: www.cdiaonline.org
Consumer Financial Protection Bureau: www.consumerfinance.gov
Equifax: www.equifax.com
Experian: www.experian.com/consumer/credit_education.html
Federal Trade Commission: www.ftc.gov
TransUnion: www.transunion.com

If you believe you are the victim of identity theft, applicable information published by the FTC may be found at:https://www.consumer.ftc.gov/features/feature-0014-identity-theft, including a copy of the FTC’s publication “Remedying the Effects of Identity Theft”, which also may be found directly at: https://www.identitytheft.gov/Know-Your-Rights

Customer Service
(Monday-Friday, 9am to 5pm EST)

Telephone: 866-777-8667
Fax: (770) 932-0919

Address: LTS/HRTS
Attn: Consumers Department
4411 Suwanee Dam Road #1010
Suwanee, GA 30024